Minnesota Real Estate Investors Association, Inc.

Meet our local, trusted mortgage lender partner and investor Justin Larson!

Licensed in Minnesota, Wisconsin, Florida and Texas he specialized in traditional and creative financing. From years of personal and professional experience he can easily help you find the right financial structure for your investment needs.

Whether your looking doing a BRRR, a House hack, a buy and hold or creative financing strategy he is an integral part of your success in investing. As a Decorated Military Veteran of Operation Iraqi Freedom he takes his dedication to service to others and excels at being one of the best lenders in his area.

As one of the leaders of our MnREIA House Hacking 101 you can see firsthand his dedication to educating and making your investment goals a reality. If you are serious about investing you will want him as one of you trusted teammates in your journey. When he is not working, he loves finding real-estate deals, spending time with his wife and 4 kids along with fishing and traveling.  

Mortgage Loan Specialization:

• Conventional 1-4 Units
• VA 1-2 Units
• FHA 1-4 Units
• DSCR 1-8 Units
• USDA
• Renovation Purchase and Rehab
• HELOC
• Bridge Loans
• Down Payment Assistance
• First Time Homebuyers
• Escrow Hold Back
• Piggy Back’s

 Justin Larson

Branch Manager
NMLA #1490922
320-296-9177

Matt Benson is a seasoned professional with 23 years of experience in the mortgage industry and holds a Senior Loan Officer position with MSP Mortgage.  Having spent 13 years with Wells Fargo in diverse roles, including construction to perm, brokering division, wholesale AE, and private mortgage banker, he further enriched his expertise during a decade-long tenure with a national mortgage lender.  Beyond his professional life, Matt is a dedicated father to an 11-year-old aspiring hockey player.  He's also an avid golfer and a talented guitarist, having contributed his musical skills to several Rock'n'Roll bands. Matt holds a BA in Economics and Finance from the University of Minnesota.

Why Partner with MSP Mortgage?

Understanding such a complex industry takes time. Our core group has almost 50 years of experience and is ready to share this knowledge with you and your clients. Products and programs are always changing and evolving - MSP Mortgage is at the forefront of the industry with our product suite, specializing in both residential and commercial. Purchasing a home is one of the top 10 most stressful life events - our goal is to make that process as seamless as possible. Having transparency and setting expectations at the beginning of a transaction ensures a smooth process and creates a positive experience for everyone involved. MSP Mortgage is growing, and we want to see our partners succeed with us. There are so many opportunities in today’s mortgage industry, and the greatest ones are with MSP Mortgage.

What We do

• Conventional, FHA, and VA Loans
• Single Family Investment Property Loans
• Multi-Family or Multi-Unit Loans
• Apartment Complex Loans
• Vacation Rental Loans
• DSCR Loans
• Fix & Flip Loans up to 90% LTV
• Loans for Foreign Nationals
• 1% Down Payment Program
• Bank Statement Loans
• HELOCs
• Commercial Loans
• Access to Hard Money Loans
• Down Payment Assistance Program

Our mission is to provide a service and product that leaves you feeling at ease.  We find creative financing solutions and stay up to date on the latest complexities of mortgage lending so you can sit back, relax, and search for your next home or investment opportunity.

WE'VE GOT CAPITAL FOR YOU

Whether you’re looking to rehab or hold a property, JM Real Estate Capital has lending solutions for you. We cover loans* for:

Rehabs

For rehab loans, we can cover up to 90% of the purchase price and 100% of rehab to a total loan not exceeding 75% of the ARV. We have zero minimum to 5 Million for rehab and rental loans.

Rentals

For rental loans, we can lend up to 80% of value on a straight purchase, no cash-out refi. Cash-out refinances can receive up to 75% of the value.

Ground-up Construction

Ground up loans can receive up to 75% of land purchase and up to 100% of the build cost total. Loan may not exceed ABV of 65%.

Our minimum FICO for both rehab and long-term rental loans are 600.

*Loan amounts are available on a case by case basis.