Minnesota Real Estate Investors Association, Inc.

WE'VE GOT CAPITAL FOR YOU

Whether you’re looking to rehab or hold a property, JM Real Estate Capital has lending solutions for you. We cover loans* for:

Rehabs

For rehab loans, we can cover up to 90% of the purchase price and 100% of rehab to a total loan not exceeding 75% of the ARV. We have zero minimum to 5 Million for rehab and rental loans.

Rentals

For rental loans, we can lend up to 80% of value on a straight purchase, no cash-out refi. Cash-out refinances can receive up to 75% of the value.

Ground-up Construction

Ground up loans can receive up to 75% of land purchase and up to 100% of the build cost total. Loan may not exceed ABV of 65%.

Our minimum FICO for both rehab and long-term rental loans are 600.

*Loan amounts are available on a case by case basis.

What we offer:

• Bathtub Refinishing
• Shower Refinishing
• Wall Tile Refinishing
• Bathtub & Shower Refinishing
• Tub Chip, Scratch & Crack Repair

Rental Properties and Surface Renew

We know that as a rental property manager, you’re looking for ways to give your tenants the best experience possible at a price that makes sense for your business. That’s what we’re here to give you. Because renewing your bathroom is so much less expensive than remodeling, it makes for a great way to save money when your property’s bathroom needs an update.

Why Should You Renew Your Project’s Bathrooms?

We know that as someone who fixes and flips houses, you’re looking to make the most out of your investment and hard work. Bathroom and countertop renewal is an easy way to boost the beauty of your home and increase its value. Renewing is all we do. We’ll make sure it’s done right and come back if there are any issues with the installation. 

Contact our dedicated customer service team and ask about our special discounts for MnREIA members!
We look forward to working with you!

Surface Renew Team

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At Ideal Credit Union, we know business banking. We also know that business owners look for low fees and good rates when selecting a financial institution. We know you want customizable options and advice to make everyday banking easier. We know you want a partner who works WITH you to help you achieve your financial goals. We take the time to understand your business needs and offer competitive pricing and flexible loan structures.

Our Mission at Ideal Credit Union is to help members “Live the Ideal Life.”  What does your Ideal Life look like?

Give Josh a call; he will help you find convenient, scalable, customized solutions that will help your business grow and help you live your Ideal Life!

Junktastic is a professional junk removal, hauling, and recycling company based in Minnesota. 

They provide...

• Junk Removal
• Appliance Removal
• Yard Clean Up
• Attic/Garage Clean Out
• Hot Tub Removal
• Small Demolition
• Residential/Commercial Clean Out
• Eviction/Foreclosure and Estate Clean Out

Plus Many More Services!

Trace Hawthorne- Novus Home Mortgage
Loan Officer

After almost 30 years of making housing dreams come true, it’s about the people, not the numbers. Whether it is the first house, the second home, or the investment four-unit property, they are all important parts of your life. During this journey I have met so many fun people and have seen their families grow and move on.

In addition to mortgage lending, I have held my Minnesota Real Estate Sales License for over six years. Well versed in all parts of the transaction, I can bring a huge benefit to all parties in your transaction, and I respect each parties role. I specialize in VA, FHA, USDA, Conventional, fixed and ARM products, as well as helping with your new construction needs. We have one of the best “back rooms” in the business and I am extremely proud to be associated with Novus Home Mortgage.

Let me and my team be your “go to” source for your home mortgage needs.

• Purchase
• Refinance
• Construction
• Condominium
• Government: VA, USDA, FHA
• Investment property
• Jumbo
• Non-Traditional

Contact me today so we can get started on achieving your home financing goals!

Trace Hawthorne
NMLS #876516
2424 Monteray Blvd., Unit 101
Hudson, WI, 54016 WI 54016
thawthorne@novushomemortgage.com
612-245-4497 Cell
612-245-4497 Office

Mike has been an associate with LegalShield for 18 years.  He works in the field, meeting with companies and conducting enrollments and Identity Theft workshops. His passion is partnering with people who want to build their own business within LegalShield.  Prior to LegalShield, Mike owned a car dealership, and he has been a real estate investor for over 35 years, so he understands the importance LegalShield services brings to MnREIA members and knows how valuable a law firm is that is readily available to answer questions, review contracts, and much more when purchasing real estate. Mike resides in Stillwater, Minnesota, with his wife of 38 years, Mary. Together they raised three children and have five grandchildren. In his spare time Mike enjoys riding bike, reading, and traveling with his family.  

CMB Hero LLC - Accounting Software Conversion!

Whether you are just getting started or a Real Estate Professional let CMB Hero LLC be your partner for your Bookkeeping, Accounting and Tax needs. CMB Hero LLC will provide QuickBooks Online software to your team. In addition, we will provide bill.com for record retention, bill approval, payment and more. QuickBooks Payments for rent collection, QuickBooks Payroll and Time. Fixed Assets will be recorded in our fixed asset manager. Weekly and monthly meetings to help you meet your goals and provide proactive tax advice. Let CMB Hero LLC keep you organized and on track as you continue to build your Real Estate Business.

1. Specialized Program for Real Estate Investors. We provide a consolidated QuickBooks account that allows you to see all your businesses in one place
2. A monthly P & L statement
3. Bookkeeping and Accounting
4. Tax Expertise and planning for Real Estate Investors

Real Estate Financial Planning

Additional Services and Products We Provide:

• Professional Management for Traditional Investment Portfolios.
• A La Carte Solutions.
• Products for Accredited  Investors Only.
• Products for all Investors.